The idea is that when you have an accident no matter who is at fault in many cases it can be an expensive job to put right. Sustained so much damage it s unsafe to go back on the road or it is still safe to drive but is beyond economical repair.
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Here at fleets insurance we explore in further detail as to why this sometimes happens as well as the process of deciding whether or not a car is an insurance write off.
Insurance write off. If you re involved in a car crash your car insurance provider might tell you that your vehicle s a write off. If your car has been deemed unsafe then instead of being repaired the owner will receive a cash payout for the loss. Whatever it is a car can be a write off for any reason and it all comes down to cost.
The very basics of what a write off is comes from your insurance company. According to research carried out by churchill car insurance a staggering 384 000 vehicles were writing off in 2016 amount to. As the extent of damage to a written off vehicle can vary from fairly minor to very serious there are four different categories of write off.
What is a write off. The insurance assessor will rank your car in one of these categories. Different things can happen to your car after all.
The vehicle is so badly damaged it must never go on the road again. Or it might mean that the car s still safe to drive but that repairs are not economically viable. The last journey for a category a write off is to the scrapyard where even salvageable parts will be destroyed.
An insurance write off is industry jargon for a car that s either. What is an insurance write off. If your vehicle s a write off it might mean that it s so damaged that it s no longer safe to drive.
Deciding if a car is an insurance write off.
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