Insurance Wikipedia

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Insurance Wikipedia

Insurance is a means of protection from financial loss. Pihak yang lainnya memiliki kewajiban memberikan jaminan sepenuhnya kepada pembayar iuran kontribusi premi apabila terjadi sesuatu yang menimpa pihak pertama atau barang miliknya sesuai dengan perjanjian yang sudah dibuat.

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Allianz se is a european multinational financial services company headquartered in munich germany.

Insurance wikipedia. Travel insurance is an insurance product for covering unforeseen losses incurred while travelling either internationally or domestically. An entity which provides insurance is known as an insurer insurance company insurance carrier or underwriter a person or entity who buys insurance is known as an insured or as a policyholder. Cargo insurance is the sub branch of marine insurance though marine insurance also includes onshore and offshore exposed property container terminals ports oil platforms pipelines hull.

In insurance the insurance policy is a contract generally a standard form contract between the insurer and the policyholder which determines the claims which the insurer is legally required to pay. Its core businesses are insurance and asset management. The company that purchases the reinsurance policy is called a ceding company or cedent or cedant.

Reinsurance is insurance that an insurance company purchases from another insurance company to insulate itself at least in part from the risk of a major claims event. With reinsurance the company passes on cedes some part of its own insurance liabilities to the other insurance company. As of 2014 it is the world s largest insurance company the largest financial services group and the largest company according to a composite measure by forbes magazine as well as the largest financial services company when measured by 2013 revenue.

The company is a component of the euro stoxx 50 stock market index. Life insurance or life assurance especially in the commonwealth of nations is a contract between an insurance policy holder and an insurer or assurer where the insurer promises to pay a designated beneficiary a sum of money the benefit in exchange for a premium upon the death of an insured person often the policy holder. Basic policies generally only cover emergency medical expenses while overseas while comprehensive policies typically include coverage for trip cancellation lost luggage flight delays public liability and other expenses.

Depending on the contract other events such as terminal illness. Asuransi adalah pertanggungan atau perjanjian antara dua belah pihak di mana pihak satu berkewajiban membayar iuran kontribusi premi. Vehicle insurance also known as car insurance motor insurance or auto insurance is insurance for cars trucks motorcycles and other road vehicles its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle.

Its asset management div. Marine insurance covers the loss or damage of ships cargo terminals and any transport by which the property is transferred acquired or held between the points of origin and the final destination. Insurance is a term in law and economics.

It is a form of risk management primarily used to hedge against the risk of a contingent or uncertain loss. In exchange for an initial payment known as the premium the insurer promises to pay for loss caused by perils covered under the policy language. It is something people buy to protect themselves from losing money.

Vehicle insurance may additionally offer. People who buy insurance pay a premium often paid every month and promise to be careful a duty of care.

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