Insurance Terms

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Insurance Terms

These definitions represent a common or general insurance and or legal use of the term. Term period of time for which policy is in effect.

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The definitions are based on various insurance references.

Insurance terms. Term insurance life insurance payable only if death of insured occurs within a specified time such as 5 or 10 years or before a specified age. Policy documents contain a number of insurance terms because they typically define the limitations of risk and liability on the insured and any exclusions of coverage. Some words and phrases may be defined differently by other individuals or organizations.

Our insurance terms glossary is divided alphabetically by insurance terms in a quick reference guide to assist understanding the language commonly used by insurance companies. Such terms and availability may vary by state and exclusions may apply. This page provides an index of insurance terms and definitions that are commonly used in the insurance business.

Third party person other than the insured or insurer who has incurred losses or is entitled to receive payment due to acts or omissions of the insured. Insurance terms definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts policies or declaration pages which are controlling.

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