An agreement in which a person makes regular payments to a company and the company promises to pay money if the person is injured or dies or to pay money equal to the value of something such as a house or car if it is damaged lost or stolen. English language learners definition of insurance.
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It is a form of risk management primarily used to hedge against the risk of a contingent or uncertain loss.
Insurance is. Insurance is a means of protection from financial loss. An entity which provides insurance is known as an insurer insurance company insurance carrier or underwriter a person or entity who buys insurance is known as an insured or as a policyholder. Insurance is a contract represented by a policy in which an individual or entity receives financial protection or reimbursement against losses from an insurance company.
The insurance policy has details about the conditions and circumstances under which the insurance company will pay out the insurance amount to either the insured person or the nominees. Insurance is a way of protecting yourself and your family from a financial loss.
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