This means that there is a test for the life insurance line and a separate test for the accident health line. The life insurance medical exam is the opportunity for your life insurance company to review your medical history and basic information that was used to make your life insurance application.
Minnesota oregon and wyoming are the only states with a passing rate of 75 or higher on the life health insurance exam.
Insurance health test. Life health insurance exam. Those who wish to sell life and health insurance are required to posses the proper licensing for each state in which they conduct business. Each state charges a fee to take their life insurance exam which will range between 40 150 depending on your state.
In such cases you would only need to retake the exam that you did not pass. The tests may be taken in a back to back manner but are separate in the fact that you can pass one but not the other. No formal education or experience is required to become a licensed life and health insurance agent.
In 2026 the demand for insurance agents is expected to have grown by 10. As an insurance agent one is allowed to offer many different lines of coverage provided that the required training and testing qualifications have been met. Follow the instructions given to you when you book your exam to pay the fees.
Many states will allow you to pay online with a credit card and require you to pay before taking the exam. The life insurance medical exam will usually be performed by a qualified medical professional like a nurse not a doctor. Take this free practice test to get an idea of what is on your state s life and health insurance agent licensing exam.