In auto insurance a deductible is an amount you must pay predefined before your coverage kicks in. If you are found at fault you will still be responsible for paying any deductibles on the policy but you will not be held liable for the costs incurred by someone else.
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Sometimes the auto body shop will waive the self insurance and sometimes insurance policies have scenarios waivers where.
Insurance deductible waiver. A collision deductible waiver or cdw also known as a collision waiver of deductible is coverage you can buy as part of your car insurance policy that will pay your collision deductible if your insured vehicle is damaged in an accident and the person liable is an uninsured driver. The waiver of deductible is a clause in your insurance policy that lists situations where you will not have to pay the deductible in the event of a claim. A waiver of collision deductible eliminates the extra cost and allows your insurance coverage to pay for the total cost of repairs.
Sometimes deductibles can be waived on an auto insurance policy but it is not always clear when this is an option. The large loss waiver of deductible is based on the dollar value of the claim.
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