Insurance Deductible On Leased Car
For example say you lease a new car for 30 000 drive it around for a week and then total it. As the name suggests you re deducting the actual costs of your leased car.
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If you purchase gap insurance you must carry full insurance coverage like comprehensive and collision coverage with your insurance company for gap insurance to pay out.
Insurance deductible on leased car. If your insurance company determines that the actual value of your car is 27 000 then gap insurance covers the 3 000 difference between what insurance will pay and what you owe on the vehicle. Don t get confused about the deductible on your leased car insurance gap insurance does not cover your car deductible. Eligible expenses include your lease payment gas oil tires tune ups registration fees and insurance.
The deductible is the amount that the policyholder must pay before the insurance company pays. Maximum deductible restrictions can also factor into the cost of an insurance policy on a leased car.
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