On the state level most senators have decided that insurance sales are essential business meaning that it s essential to continue selling insurance policies. We encourage carriers and agencies to use their discretion in determining essential functions for essential employees.
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Insurance agency essential business. The governor included insurance services on the list of essential businesses meaning insurance carriers and agencies are exempt from the mandatory. The u s department of homeland security deems financial services institutions as essential to the well being of our country and any emergency directives in the states should reflect as such. States came to this decision after treasury secretary steven mnuchin issued a memorandum stating that financial services and insurance are a critical infrastructure sector and that employees should continue to work amid the coronavirus pandemic.
While the business of insurance is essential many roles and functions of insurance offices may be administered remotely or are otherwise non essential. Being deemed essential does not mean your agency must remain physically open but it leaves the option open for an insurance agency to conduct business during the state of emergency. But most appear to exempt insurance from restrictions and consider it an essential business.
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